What Salary Do You Need? SA Vehicle Affordability Calculators
South Africa's top-selling vehicles — each with an interactive salary sufficiency calculator showing the gross income you need, your net take-home after PAYE and UIF, and the full monthly cost of ownership.
These calculators answer the question SA buyers ask most: "How much must I earn to afford this car?" Each tool applies the 20% affordability rule recommended by financial advisors — your total vehicle finance instalment should not exceed 20% of your gross monthly salary. We then show your net take-home pay at that salary using the same PAYE calculation as our PAYE Calculator, so you know exactly what actually lands in your account. Vehicles are ranked by 2025/2026 NAAMSA sales data.
Top SA Best-Sellers
5 vehiclesToyota Hilux
SA's most popular vehicle — what salary do you need?
Live #2 Best-Seller OverallFord Ranger
SA's second biggest bakkie — salary requirements explained.
Live #1 Passenger CarVolkswagen Polo Vivo
SA's best-selling passenger car — salary requirements explained.
Live #2 Passenger CarSuzuki Swift
The first-time buyer favourite — salary and affordability guide.
Live #1 SUV / CrossoverToyota Corolla Cross
SA's top-selling SUV — what income do you need?
LivePopular Mid-Range Vehicles
7 vehiclesIsuzu D-Max
The fleet favourite bakkie — salary and finance guide.
Coming SoonHyundai Grand i10
SA's most affordable new car — minimum salary required.
Coming SoonChery Tiggo 4 Pro
SA's best-selling Chinese SUV — salary affordability guide.
Coming SoonToyota Starlet
Popular budget hatch — what salary do you need?
Coming SoonSuzuki Fronx
New entrant with high curiosity — salary calculator coming.
Coming SoonGWM Haval Jolion
Growing Chinese brand — affordability and salary guide.
Coming SoonVolkswagen Polo
The Polo Vivo upgrade — what more salary do you need?
Coming SoonMore SA Vehicles
8 vehiclesKia Picanto
Ultra-affordable city car — minimum salary guide.
Coming SoonHyundai i20
Popular small hatch — salary and affordability guide.
Coming SoonToyota Fortuner
The dream SUV — what salary gets you in the door?
Coming SoonMahindra Scorpio-N
Emerging budget bakkie — salary requirements guide.
Coming SoonNissan NP200
The entry-level workhorse — minimum salary guide.
Coming SoonToyota Yaris
Reliable sedan — salary and affordability guide.
Coming SoonRenault Kwid
First car on a tight budget — minimum salary needed.
Coming SoonBYD Atto 3
Growing EV market — salary guide for SA's top EV.
Coming Soon