What Salary Do You Need? SA Vehicle Affordability Calculators
South Africa's top-selling vehicles — each with an interactive salary sufficiency calculator showing the gross income you need, your net take-home after PAYE and UIF, and the full monthly cost of ownership.
These calculators answer the question SA buyers ask most: "How much must I earn to afford this car?" Each tool applies the 20% affordability rule recommended by financial advisors — your total vehicle finance instalment should not exceed 20% of your gross monthly salary. We then show your net take-home pay at that salary using the same PAYE calculation as our PAYE Calculator, so you know exactly what actually lands in your account. Vehicles are ranked by 2025/2026 NAAMSA sales data.
Toyota Hilux
SA’s most popular vehicle — what salary do you need?
Ford Ranger
SA’s second biggest bakkie — salary requirements explained.
Volkswagen Polo Vivo
SA’s best-selling passenger car — salary requirements explained.
Suzuki Swift
The first-time buyer favourite — salary and affordability guide.
Toyota Corolla Cross
SA’s top-selling SUV — what income do you need?
Isuzu D-Max
The fleet favourite bakkie — salary and finance guide.
Hyundai Grand i10
SA’s most affordable new car — minimum salary required.
Chery Tiggo 4 Pro
SA’s best-selling Chinese SUV — salary affordability guide.
Toyota Starlet
Popular budget hatch — what salary do you need?
Suzuki Fronx
New entrant with high curiosity — salary calculator coming.
GWM Haval Jolion
Growing Chinese brand — affordability and salary guide.
Volkswagen Polo
The Polo Vivo upgrade — what more salary do you need?
Kia Picanto
Ultra-affordable city car — minimum salary guide.
Hyundai i20
Popular small hatch — salary and affordability guide.
Toyota Fortuner
The dream SUV — what salary gets you in the door?
Mahindra Scorpio-N
Value-packed 7-seater SUV — what salary do you need?
Suzuki Jimny
SA’s most loved small 4x4 — what salary do you need?
Toyota Yaris
SA’s most affordable Toyota — salary guide for the Vitz.
Renault Kwid
SA’s most affordable new car — minimum salary needed.
BYD Atto 3
SA’s top EV — salary guide with electricity costs.